Merchant 
Cash Advance

A merchant cash advance gives a business access to capital fast to meet their business needs based on future credit card receivables. The way this business cash advance works is it gives a business access to funds in a fast and simple way in return for a portion of the business’s future revenue receivables at a discounted price. To be approved for an MCA, certain criteria must be met. An important criteria, among others, is that the business must accept credit card payments or have other receivables.

At BTH CapitalLLC, applying for an MCA is very fast and convenient, and can be done from your mobile device, tablet, or computer. Applying can be done from our online portal and should take just a couple of minutes . Our merchant cash advance amount starts at $5,000 and can range up to $500,000.

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Which business is ideal for this type of small business financing? Businesses who accept credit card payments and are in need of fast access to capital funds are ideal candidates. Remember, aside from being simple and have a much easier application process, a merchant cash advance provides flexibility. The reason an MCA provides flexibility is because the advance has variable payments based on business receivables. If your business has high credit card sales, lots of receivables, or is seasonal, then a merchant cash advance might be ideal for the business.

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